So, instead of applying to a direct lender, why use our site? And here the comment goes. Your application can be evaluated by a broad network of lenders when you file your loan request via our form. You get far more chances to get accepted, thus! Bear in mind that it doesn't lend money to PersonalMoneyService. Our online application form functions as a mediator between you and one of the direct lenders with which we are affiliated. This means that we will not include any detailed data on the amounts of the loan, interest rates, or any other conditions that you can apply for. It is only the lender (who you are partnered with) who can answer all the questions relating to the loan.